Have you been struggling with money all through your adult life, do you spend your paycheck even before you get it? I understand this very well, I am sure you are looking for a win from a lottery or probably someone dashing you money or maybe inheritance. Do not get yourself thinking a lottery will save you, you need to understand that over 70% of people who inherit or win a lottery usually end up having a bad financial record as they lose the money the got. I want you to understand that making money and keeping money growing money is a matter of attitude.
The brain of the human is always ready to consume money at all time, the brain of the human will naturally never comprehend the fact of savings, investing and increasing money. The human brain gives the feeling of eating all your funds is necessary before someone else takes it away from you.
The brain requires logic, patience, resistance and delayed gratification in other to keep money growing or to keep hard earned money. One way to know a person who would be able to handle finance is if the person can tell what to do with a money unseen.
Another thing that will always make a person lose money is when there is always a urge to purchase. it is a different thing when doing buy and sell and it is a different thing when you are always willing to buy just to satisfy the urge. The former is business but the later is the inability to keep money and the inability to delay gratification.
To leave the financial struggle, you need to understand financial education which isn't taught in school. Learning finance including money mechanics, savings, investing, psychology and so on and practicing what is learnt will surely bring an improvement in your finance.