A lot of us want to retire at a particular age even when we are not certain about our future. Living with purpose is the major force that keeps everyone going and when people do not have purpose that they are after, they start to have problems with organization and pursuit with daily activity and one goal to always set in life is your financial goal.
Your finance is part of your goal and retiring with nothing in your bank account or in investment can lead to a very frustrating, and boring life, so it is one thing to be willing to retire at a particular age, it is another thing to retire with a financial purpose. You are to set goals for your finance and these goals can be in simple forms like I will be retiring with $300,000 in account and investment combine, or anything else. Although, it is not a sure goal to hit because the future is unpredictable, but in other to set future goals financially, you should weigh your strength properly and know what you can do and what you cannot. If it is attainable, you should be able to tell without a soothsayer. If you have a significant amount of the money you hope to get before retiring, then you should be able to hit the financial goal before you retire.
You do not set financial goals on thin air, you set financial goals on your ability and if available, current cash in investment. This becomes more visible in setting a financial goal for your retirement, you need to work with a few tools/vehicles like;
Creating a Roth IRA account, Increase the funds that go into your monthly 401k contribution by whatever percentage you wish, improve on your business, grow other source of income without breaking your values.
Working towards an early retirement is what a lot of people aim and it is best that the goals you set are followed step by step and sub goals by sub goals. This will enable easy accomplishment of goal.