I hope you all feel very well, having a quiet and family Christmas.

Talking about Christmas and these dates that in theory are to be shared, there is a constant that I believe is present in a great part of the world. In a certain way we have been educated for it, society leads you to it, and if you don't do it you end up being a little out of place, well, yes, I imagine you know that I am referring to that characteristic that many people honor in the month of December, and it is that quality of being great spenders.

But, this year has been so particular, that I believe that many will not feel very well for not being able to maintain that habit of consumption that they had for years as a habit. Or will they definitely be able to continue it by getting into debt that they will accumulate for next year?

For a long time I have been aware of these social patterns that condition you to be prepared the last three months of the year to be able to make big expenses in the month of December, month in which everything rises in price, but people know that, and yet it doesn't matter because you have to celebrate.

I ask myself: why don't people make these savings in the same way but to be able to undertake some business or to save for the future?in case they don't want to take risks with some enterprise.

I have been seeing this for a long time, and it seems that despite the fact that this 2020 has been a truly complex year from the point of view of people, they continue with the same habit of not saving, of increasing their expenses in December in banalities, even when they do not need to, and very probably in the months of January and February they will be in total chaos as far as the economic is concerned, the product of debts acquired in order to satisfy the pleasure of the moment and society- through exaggerated consumption, in addition to the impossibility of being able to save for times when there are certain (real) needs.

Many people seem not to have learned from everything that happened this year that is about to end, and there is a strange illusion from the creation of the vaccine, which makes them think that when the next year comes around things will improve as if by magic, and nothing is further from reality than that.

If we look at the global panorama, in which some countries are once again closing airports, declaring quarantines again, outbreaks of the coronavirus as well as a new strain of the famous virus, I think that it would be a good moment to continue reconsidering taking care of ourselves much more, as well as being clear that this is a story that is not yet over, or perhaps it is?.

Let us continue to take care of ourselves, learning day by day, saving and harvesting for the future, because it is the most uncertain thing there is. I close this post with the following question:

Are you currently prepared for a new absolute quarantine?

I hope the answer is yes. Have a nice Christmas, I hope it brings you all a lot of understanding...

Greetings. Until a next post.