Generally when we save some resource it is because we can be based on some philosophy of safeguarding the future, however it would be very interesting to study the psychology that is involved in the thinking of the person who saves.
Although we can accumulate monetary economic wealth and material goods of different kinds, it is important that the most precious asset that is above any material wealth is the welfare that we obtain in our lives and that makes us feel happy most of the time or whenever possible.
The psychology of the saver may not be an individual's own philosophy, but may be rooted in the philosophy imposed on us by economic models that encourage exaggerated consumption and therefore also push us to develop a psychology based on economic savings, and it is not that saving is bad, what is bad is that saving is our main concern and is a constant part of our lives.
We can place ourselves in the extreme counterpart of this psychology of saving, and there are also people who think that everyone who saves is a cheapskate, and all this because the person with a psychology of saving avoids at all costs to spend on things he considers unnecessary, the idea of this post is not to impose a unique philosophy of saving, as everything in life has its pros and cons, so I will try to reach the middle ground of this constant straight called saving.
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To all these premises previously explained, it is worth asking ourselves:
What are the reasons that drive people to save?
Looking for that middle ground I could say that people who adopt healthy savings is because they see their economic future frustrated based on few opportunities to undertake their own employment, so they end up sacrificing some present income in order to have their own business in the future that will end up providing welfare and quality of life to him and his family.
I conclude this brief analysis by saying that whatever we do in our lives is good as long as we keep ourselves in balance, so applying a psychology oriented to saving is really worthwhile as long as we can live in an orderly manner and without excesses of any kind.
