Change is the only constant thing in life.
Talking about Habits, before now I would always think that there are some habits we can’t let go of. But growing up I have come to realize that we could change certain things about ourselves as human beings. You find out that when some people portray certain characters or habits and you try to talk to them about it they usually use this statement, “That’s just who I am, I can’t change it.” I got to realize that it’s wrong as we could change whatever habit we want to change, we just need to set our mind to it.
If there is one thing I admire so much about my younger brother is that he always sets Financial goals, and he does it so effortlessly. He could decide not to spend a particular money till a slated period and then he would keep to his words. I was so terrible at setting financial goals. But I think everything changed for the better when I made up my mind to work on this.
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Setting Financial goals has changed my life and I must say this habit has made things way better for me. I could spend so extravagantly on things that weren’t important with the mindset that more would come then I ended up being drained financially. When I looked back at this habit I decided to make sure I changed for the better.
One way that setting Financial goals has influenced my life positively is that I get to use my finances properly and I could look back and see the positive effect of it. This Habit makes me set goals before I embark on any decision that involves finances.
Honestly, I think this setting of financial goals has rubbed off on my daily routine. I would prepare a list of things I would be doing the next day and try to set a goal on things I would be achieving, that day, that week, and even every month.
Having a financial goal-setting habit has made me save money effectively, I could give a vivid run down of what I used my money for and how important it is to me, I try to save more and look into things that would add value to my finances and life. I could say boldly that setting financial goals gives me a road map to my financial freedom as a young lady who is striving to survive.
By setting financial goals, I’m able to stay out of debt, and I have been able to make SMART financial decisions, this way I have stayed disciplined and also avoided reckless spending which was something that was part of me before now. Honestly, this character has changed me for the better and It has given me a sense of control over my finances I am so glad I adopted this habit and it is slowly becoming part of me.
I would always advise people to go ahead and make the habit of setting financial goals their thing and they would be amazed at the great changes it would bring to their life.
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