Great question, you can speak to them for yourself to confirm, so we have 2 frequent guest authors that got loans from the DUO team ( one was to start a business) and one was for daily expenses, these loans are interest free and a way to help them, the founders covered the loans personally and took equivalent DUO token value to compensate, there are a few others guest authors we have that are not frequent and they have a choice of taking 50% of the post earning or have that 50% paid out in DUO after the 7 day payout. We are very transparent with out stakers so all of this was talked about or featured in a a DUO update or guest author post about the business loan.