Recently, I had a funny yet frustrating experience. On Monday, I was preparing to go back to school when my brother, who lives in the UK, sent me some money to help me buy the things I needed. As soon as I saw the alert that the money had been deposited in my account, I thanked him right away—without receiving any credit alert but the money had already dropped inside my account. I didn't want my mum to know about the money, so I kept quiet about it.
Later on, I decided to add an extra 10,000 naira from one of my other accounts to the same bank account, bringing the total to 60,000 naira. But when I checked, the 10,000 naira hadn’t appeared, so I reached out to the bank’s customer care online. They told me they were undergoing maintenance and that the money would reflect in 24 hours.
The next day, I finally got the alert, but instead of 60,000 naira, the balance showed 52,300 naira. I was shocked! A whole 7,700 naira was missing, and I had no clue of what happened. I was annoyed, then I went back to the bank's customer care and complained, thinking they had taken the money for some unknown reason. They reassured me that the money would show up, but after a while, they stopped responding.
Frustrated, I decided to let it go for the moment and planned to visit the bank in person. But before I went, I thought to check my account transaction history. That was when I noticed that instead of 7,700, 7,760 naira had been deducted for a web payment. I was so confused because I couldn’t remember making any recent online purchases at all.
After digging through my emails, I realized what had happened—I had signed up for a free trial on the Fotogrid app a while ago with my A.T.M card, and i forgot to cancel it before the trial ended. They already sent me an email after the free trial was over to cancel the payment but i didn't check so the app automatically charged me the subscription fee, which was the exact amount I had been missing. I was so angry at myself for forgetting to cancel it!
All the while, I had been venting my frustration at the bank, not realizing it was my own mistake. That 7,700 naira loss really pained me, and without thinking twice, I quickly transferred the rest of the money out of the account to avoid any further surprises.
The first image is Ai generated while the other images are mine.