What's the use of an idea without the money to back it up? Yes, as good as idea is, you need the money to back it up but having money doesn't necessarily mean you will have the idea to go with it.
This interesting post is titled "BELIEFS THAT LIMIT US FROM ACHIEVING FINANCIAL SUCCESS" by 
I DON'T KNOW HOW TO DO IT, nowadays there is a lot of information at our hands, from reading a book to watching videos, so there are no excuses for not educating ourselves about it. I recommend you to take some free online courses, read a book about finances, watch videos of people who today are a great example to follow.
Ignorance is no longer an excuse and there is a wide range of things to invest in, educate ourselves on and be better for it. We can get ideas from most things if we open our hearts to learn rather than just waste any money that comes to us.
We live in a world where money controls virtually everything and it all depends on what you do with that money. Money is very tricky because if you don't manage it well, it tells and it shows.
There was this Managing Director that wanted to cross over to another bigger bank and he has passed all the stages of his interviews. He was to meet with the board and then submit his 6 monthly Statements of account. They needed to confirm his claim on how much he gets from his current employer so they can know where to start with him.
He got to the interview venue and after they saw his statement of account and noticed he doesn't have any savings, they just asked him out of curiosity and he didn't want to lie either because it might be another thing they would ask to be verified. He was asked if he is building his house or doing any major investments. They also needed to ask so when he declares his assets, no one can charge him with using the bank's money to fund it.
He told them he has no project going and doesn't have land either. He has cars and that's about that. They were more disappointed with his response and they told him that his statement of account is in red, which means he doesn't know how to manage his finances. If he can't manage his finance, how can they trust him with other people's money? He went numb and that's how he missed out at the final stage.
Money is enticing but it is very important what you are doing with it. It's funny sometimes because most people can't even invest their own money into their dreams or goals. If anyone is into projects and is seeking funds, the first thing any investor would ask you is, "How much of your funds have you committed to the project?" They want to know if you don't trust yourself to invest your own money into it, why should they trust you with their own money? It is logical and that's why money must be channelled well.
Many people claim they have ideas but the moment money comes, that lure of the money throws them off balance that's why it takes a diligent and disciplined person to handle money well. I've seen it on the internet many times over where someone would jokingly say if he sees a certain amount of money, he would first faint and then stay indoors for many days. A man with ideas would be ready when money comes.
A wise man once said that when readiness meets with opportunity, success is inevitable. It's the same way with a man or woman filled with ideas on what to do with money because when that money comes, he or she would channel it well.
Lastly, many people wait till they have a huge sum before doing anything. They have forgotten that money must be used as it comes because it's not a curse, that huge sum might never come but the little you keep turning over might turn out to be the huge sum you have been waiting for all your life.
Money is a wonderful thing to have but it is useless when you don't have an idea to back it up with. It might be good for the time being where you splash around and squander around but it's only a matter of time before that money finishes since there was no plan on the ground to increase that reservoir. Have an idea of what you want to do before money comes and keep working towards it gradually with the little you have. A lot of people plan with money they haven't received or the money that has been promised which is wrong. Work with what you have and learn the art of discipline which would build you up to understand how to handle larger amounts.
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