Yea, spending culture : so many youths are trapped in this bizarre habits of spending, they spend more than they earn or all they earn, so as such, barely have remains for savings or investments.

Wealth basically builds up through Investing, and uhm, saving is more like paying your future self when no one can ( a definition I picked up recently)

In a world where prices of goods and services are going up, where two zeros are becoming insignificant and everything is making way to greater numbers, wealth becomes harder to acquire, call it financial freedom, it becomes really difficult to live free, free from debt or worries of the next meal.

In a world as such, certain actions like Saving, investing and keeping spending electricity in check is highly important to secure one's finance and living structure.