HBD- saving, spending and strategy, my 3-way cycling

GREETINGS MY LOVELY FRIENDS ❣️

When I joined Hive, then we were being rewarded with hbd and hive, not until the value of hive dropped and rewarding via hbd stop. So then I didn't know that I can save hbd not until I was told by a friend here, the needs and important of saving hive. Since then I started saving it and didn't regret why doing it.

In Hive keychain, HBD is very stable and with it you earn an interest which can't be compared with other hive rewards currently. The value in money market is not that bad because it's abit equivalent to dollar. Here is the question how will I manage my HBD should I save it, spend it or strategy it.

For me I will do it this way, i will handle my hbd in a 3-way system. I will save 50%, spend 30% and I will strategy 20%. Saving of my hbd is what I have been doing before now, is like when you saving money in account that you won't use for a moment. Why won't i save my hbd since I know that once i save, I will get a pasive reward after a year for holding it. Its a very smart idea to save hbd now that hive growth is dimishing and poor. Saving my hbd is like growing an emergency money. By doing so am discipline in a way that I don't have to touch my capital.

Spending my 30% hbd is my wish, that the ideal aim. That's the money i spend as real cash. I will sell and use it settle some issues of life, for my data subscription. I can as well use it to support projects that are genuine, bless my fellow content creators and my favourite authors and also purchase gift card when necessary. The idea is to spend it and by doing so am sure am growing hive and it will make it have more value. So it's better I spend it than leaving there in my wallet.

The amazing part of HBD is when you strategies with it, most especially now that hive is very poor. One thing I will do its to convert my hbd to hive and stack it, so that I will build my hive. So at anytime hive rise up again, I will swap my hive to hbd and by doing so i don't think I will easily get tired of the system.

My HBD strategy is like am moving in a circular motion, by saving, spending and strategy makes me satisfied, gives me direction and also builds me respectively. Its a bad Idea if HBD is just sitting in the wallet without being useful.

Thanks for stopping by Hive account@amara24 blog. See you in my next post. Love you all. ❤️🥰💕