For a lot of people, they save when they have big money, but personally, for me, I save when I have small and when I have big. I have developed this habit over time; it is a small discipline on my end. If you have lived in my country, you can absolutely relate to having some money in your bank this morning, and when it is evening time, half of that money might be gone, not that you used it for something meaningless, but it has been used for expenses and some unforeseen emergencies.
I have been saving, but this 2026 that we just started eleven days ago, I have determined to put more caution towards how I save, not because I am a Nigerian politician or I earn much, but because my peace of mind always comes first. I spent some money on some unnecessary things last year, but this year I have decided to change and put money to good use and into things that I really need. I believe this will also help me to save more.
I do not need to wait until the end of the month before I save, once some money enters my hand, i put some into my savings even if it so small because that is how it accumulates and turn into something huge at the end of the day. Mind you, I have a separate account for this that I do not open until it is very necessary.
And one thing that I have gotten to realize about me saving is not that I am saving that money alone; it is also a means of survival mode, especially during emergencies that I do not expect. When I have some savings, I can be confident about doing some things easily without fear.
So this year, it is not something hard. It is something very simple, and that is why I will always save before I spend. I will be extremely careful and not be in any competition because I want to grow, not just my account balance but also in my decision making too. I might not have everything I need yet, but gradually, I am getting there.
You can click the link to the the prompt.
Thank you for reading.
Images created by Ai
