Having a mobile device gives us the opportunity to have various applications on them—both the ones we need and those we don’t really need or use often. Personally, I sometimes wish that my device doesn’t come with any applications so I can sort out the apps I need when I want them. And besides that, I also sometimes wish I can temporarily use some apps for a while before downloading them on my phone, rather than having to download them first before deleting them when I no longer need them.
For the IU contest prompt that says ONE APP THAT MADE MY LIFE EASIER, I’ll say that app for me is my mobile bank app. I’m going with my mobile bank app because it has been a lifesaver in so many ways than I can even say now. Since I started using the bank for making transactions, I have always dreaded going to the local bank to do anything. It is always stressful, and I never find that stress to be worth it. I remember how I would always pray not to have any challenge that would demand me going to the bank because I know there are some cases that I’ll eventually just let go, even when I should go to the bank to lay my complaint.
Fast forward to now: I have my mobile bank app on my phone, and I can make any transactions I want now with little worry of needing to go to the bank. Luckily for me, most people these days accept transfers, so I don’t even worry too much about having cash to pay with. And it isn’t just any mobile bank app, but an online bank app. A lot of people are scared of using these apps because there are no physical branches to go lay a complaint if you have any, but here I am, not worried almost at all.
For some reason, I just feel even safer using them to save my money than with my traditional banks. These online banks have solved my problems better than any traditional banks that I have used, and that’s why I didn’t even hesitate to open an account with another online bank. The app helps me in my day-to-day transactions, and it’s very reliable and fast. It's easy to use too. It also solves my problem of needing to buy data or airtime urgently. Besides that, I also have access to all my transactions that I have made without needing to go to the bank to request transaction history.
I’ll recommend everyone have their mobile bank app on their phones, but most especially online banks if available in your region. They save you so much stress than our traditional banks can. Yes, it is risky because anything can happen, but then we also can’t trust our traditional banks too anyways. But yeah, I won’t deny that they are still safer.
Besides the fact that this app helps me with making easy and trackable transactions, it also helps me to save money when I spend and also daily. Though it’s little, it has helped me so many times. That option is not even in my traditional bank app. Maybe it is now because it’s been ages since I last used that app.
There are so many reasons why I chose this particular app, but these are just a few of them that I’m sure most people can relate with. I hope I have been able to give you a good reason to get an active online bank account because it is mostly worth it!
Thank you for reading through. 💜