Hive account@montycashmusic I it an initiative that started on the steem blockchain and now continues on HIVE blockchain. The both the sender and the receiver of HIVE Basic Income shares receive credit when a sender sends an HBI to someone other than themselves. These credits are used to gauge how much the HBI account will upvote your posts. I consider it a form of helping an account that you can't always support, especially if you don't use curation trails bots.