it is important to have rules to stop people having fun and abuse rewards on this platform.

Wait, you get 15% thats even higher as the Rewards from staking Hive! Much wow!

"HBD is debt of Hive holders and serves no benefit to Hive holders whatsoever."

Then why do Hive holder take on that debt? I greatly benefited from HBD savings on the debts I held. Does it hurt when you try to think? How can you fail to note that benefit? It's the very thing you're complaining about!

You call me a retard but are incompetent to correctly note that people have to acquire HBD using capital, which is what market capitalization enumerates. I note that it's been said that whomever first starts throwing around insults has lost the debate, and you again prove the truth of that adage.