This may be too much risk for people to want to take on, considering that users could potentially try to sue them if their funds go missing and also that their servers would become a high target for hackers. Ultimately, web 3 is about self ownership and responsibility, so it's best that people are educated - though it's possible someone may produce the functionality you are describing at some point.
RE: Want Social Change? Change Your Social! Web 3.0 Is Here - It's Time to Dump Reddit & The Rest!