Congrats on 6 years!
I've been going back on forth on the long term sustainably of 20% APR and appreciate reading your opinion on the matter. As you alluded to, no one has the right answer, and I think it's great that this is being openly discussed. One thing I didn't consider is the risks associated with HBD savings and how that plays into a risk/reward balance of higher and lower APRs.
I agree with you as well that liquidity is a huge roadblock when it comes to presenting and growing HIVE. I would fully support the development of decentralized bridging to EVM chains.
!PIZZA
RE: 6 Year Anniversary Post