Presently fiat is able to be conjured out of thin air by national banks. This negates it's actual value as money fundamentally. Crypto is all presently dependent on banks, through CEXes, which thus makes it subsidiary to fiat, and this deprecates it's actual value as money.

DEXes, and censorship resistance via mesh networks of some form, enable crypto to be money.

Given I do not value either tokens or fiat as money, I am unbanked.

I, and society at large that need money, are the market that can be served by Hive becoming actual robust store of and exchange of value.