I strongly considered investing in the ICO. I didn't because I don't believe the team can successfully execute it. Poor people are extraordinarily clever scammers and don't care if they rip you off of your hard earned wealth. The facial recognition feature is very difficult to do accurately, especially in a village where closely related people all look alike. The extra audio check requirement is good, but there is probably a way to spoof it. My prediction in the real world: a village will be introduced to the Humaniq system and all the young clever people will set up accounts to get the initial bonuses, help their extended family get the bonuses and quickly dump all the tokens out to a local currency trader who will flip them over to first world investors like us. The village never uses them again and the currency trader moves on to another new village. If it can be shown that after the initial wave of euphoria for free money in the village passes, they actually continue to use it in preference to the local garbage fiat currency, only then will I be interested in supporting them by market making for them. All the Grameen Bank succeeded in doing in the long run was to permanently indebt communities on a treadmill of always needing new loans that they cannot escape from. I really hope it works out, but I doubt it will. If it doesn't, we can still visit their communities as tourists and pay them with some of the other top ten cryptocurrencies to give them an export service.