Seems silly, right?
Of course, any sane person would prefer a tax-free retirement. Problem is most people are stuck contributing to 401k's and do not realize a properly structured Whole Life policy (Infinite Banking strategy) provides guaranteed growth every year and a tax-free retirement.
Roth IRA's are an improvement over 401k's but Roth IRA's limit the contributions to $6,000 per year, not including any catch-up, and if you make too much money, you can't contribute at all. Plus, investments held in a Roth IRA can lose value.
Infinite Banking designed Whole Life policies improve on Roth IRA's in a major way.
No market volatility, flexible premium contributions, money can be accessed for any reason (you don't have to wait until age 59.5 to retire), no penalties, tax-free income of course, and also a death benefit that leaves a greater legacy to beneficiaries. Penn Mutual has a great Whole Life policy that works well with Infinite Banking.
I encourage you to watch the short video by Penn Mutual below and you can learn more about Infinite Banking by visiting my website at http://www.cashvaluebanking.com.
Have a great day!