Well, there is no real way to fail the KYC unless you are from a restricted country. Look at it this way, their ICO finished and within 2-3 weeks they already have a running platform where people can keep crypto as collateral to get money. So with all this in mind, I believe they might just be busy and the KYC should process soon.

When did you apply for the KYC?

Lastly, the best part right now for MoneyToken is, the moment they get launched on an Exchange, people will come in as the product is running.

Hope this helps,

Cheers