Very interesting. I actually really like this idea if it can actually get adopted. I did some quick research to see if others have already made something like this and I haven't found anything as promising. I've used your referral code but have yet to decide to actually purchase. I'm going to do a bit more research....

That being said here's a couple of my initial thoughts-
I really like that they already seem to have all their chickens in a row (so to speak) and they've only decided to open it as an ICO after creating the App and it's available if you look in the Playstore. One thing that could be concerning is the way they respond to negative reviews on the Appstore which could be an issue down the line. Even if the reviews are fabricated, it gives of a semi-hostile vibe. They'll certainly need to work on marketing a bit. Still new to the ICO game, so I'm not sure if the Proof of Confidence via a post or other public area (positive Boon review/posts/tweets etc) is normal -- but it's one that always makes me uncomfortable. (Was this post your proof of confidence?)

If anyone's feeling lazy to do some quick look ups -- there's a handful of competitors. There's one called blocklancer (https://blocklancer.net/) but the team seems very young and certainly does not have the AI feature available. They did however raise the funds they needed in less than 3 days -- so there's interest in the world. There's another called Ethlance (https://ethlance.com/), but they don't seem to address the fluctuation issue nor do they have a lot of transparent information. (The founder admitted this was a part time project, and it got publicity from winning a idea competition.

All in all -- I'll likely buy in. Everyone hates margin fees! P.S. 12 days left to buy and they're 1/2 to the soft cap ($1 million) f you wanna :)