Legend coin looks to be the another winner among lending programs. They have everything going for them as far as the whitepaper and the roadmap goes. They plan to be lending and on the exchanges in Jan. Giving a great opportunity to make a quick flip from .85 to 5x or more. Their target price is $25 but this is kind of high if you ask me. Really depends on how much exposure this gets. It is getting a little bit of hype on youtube but this is really new and the first phase was yesterday starting at .80. Something else to consider in this ICO is the days of lending. It is 100 days for any loan, which is really good. But you earn more on binary bonuses and daily interest depending on how much you loan. You can earn up to 45% monthly, another great thing. They are not promising you something that is unsustainable. They also offer a wallet for Android, IOS, desktop, and web for staking. Complete details of staking haven't been revealed. Use the link in the comments to sign up.
Here is a link to the white paper https://legendcoin.co/contents/doc/legendcoin-whitepaper.pdf
Here is the roadmap