The other reason I'm totally against Civic is their high holding reserves for their founders. The greatest ico ie bitcoin did not have any. Civic coin utility is suspicious cos their original idea is for each individual to have a secure verifiable identity on the blockchain. You are one. You shouldn't be two hundred Tokens.
Take for instance, Yours.org. Their founder didn't make another token to sell to users to use their platform.
Therefore be very careful when a new project is seeking lots of reserves for their founders. And worse is the founders are already mightily wealthy. They don't need the funding.
Be warned.