A big fat no to all three of them.

Spectre is applying for "regulatory licensing," in 2018 and if that doesn't work out, your money is gone.

Moirai having "expansion into Asian markets," in their roadmap indicate they don't know how blockchains even work. Also being one of the first legally compliant ICOs isn't that big of an achievement.

Diviproject, a new coin doing what they want to do comes out every other day.