Pandora's box indeed, I've labelled it the same several times.

Ha! I guess Millennials are good for something! 😂 Maybe.

In all serious though, what you say is very true. My mother in her 60s thinks that being able to SMS makes her super tech savvy. My grandparents never even owned a computer. My wife's grandmother recently quite using her laptop because using email, which we had configured to automatically open and update when she turn the PC on, was too difficult for her.

Digital money isn't even the future, it's the present. I'm not sure of my facts here, but I believe that only about 2% of fiat currencies actually exists as paper money. The rest is all electronic.

I can't see how crypto can possibly not take over. Hop aboard the train folks. It's already left the station and it's building up speed, but the sooner you get on it the better!