Don't get discouraged if you believe in something fight for it. This is exactly why people like cryptcurrencies because it will decentralize money and provide a deflationary currency that will grow the more it gets adopted.

If you want to help people educate them about how they can get access to bank accounts, NANO, a cryptocurrency is creating an SMS system where all you need is a mobile phone (not smartphone to have secure access to banking)

However, It is true that the elites will have the option and power to invest more in this technology then others and thus gain more from it. But at least it will stop the monetary supply from being centralized and controlled by a few bad actors.