"Ideas and products and messages and behaviors spread like viruses do." [1]
Today's payment systems (credit cards, cash, wire transfers) will be replaced. No one knows the future... so here's something controversial.
The Q payment network will be successful because the first thing they do is creating a critical mass of users. They are going after community influencers and it only takes a small amount of influencers inspiring many people around the world. It will be used and it won't matter how it works as long as it's easy to use for everyone's mom and dad.
What is Q?
Initiative Q is building a flexible, easy-to-use and inexpensive payment network.
How Does the Influencer Thing Work?
- You get Q by being invited
- You get Q by inviting others and doing other tasks
- Initiative Q measures how many people clicked your link and how many people they invited
Right now you get Q worth of $37.000,00 if 1 Q equals $1 in the future. This decreases as you read this post. (Get Q Now)
Back to the influencers thing: Initiative Q knows "who has a lot of social ties" giving them "the ability to market trends and products better." [2]
The Technology
Does this matter? Moms and Dads don't care about technology if it's simple, if it works, if everyone uses it... Initiative Q can use any technology that fits their needs.
Mass adoption is success, not the best technology. As long as buyers and sellers agree to Q as the payment it's a no brainer.
People Behind Initiative Q
"Initiative Q was founded by Saar Wilf, a serial entrepreneur who started his first payments start-up in 1997, and later founded Fraud Sciences, which redefined the payment security space and was acquired by PayPal in 2008." [3] [4]
There isn't more information available but based on his bio he should have tons of connections.
Did You Miss Bitcoin 2009? Apple 2002?
Who knows the future if it'll work or not. But if it works you'll deeply regret missing the opportunity to get free Q worth $37.000 (which decreases as you read).
How to Easily Get Q?
Here's my Invite Link: Just login and let me know if the comments so I can verify you.
My Opinion
It's easy, free and it diversifies my attempt of financial freedom in the future.
Thank You
Thanks to 
Sources
[1] The Tipping Point
[2] I Read InitiativeQ's Privacy Policy So That You Won't Have To
[3] FAQ
[4] Timeline