Welcome prosparky,
with cryptos you heading absolutely the right way towards your beach house;)
I mine with genesis myself, how ever there are some great alternatives.
I have been facing problems with difficulty, take genesis for example
lets say u mine Dash there like i do (genesis sells Power for time), which is cool at a low difficulty. Dash, Monero, Ether is now what a lot of ppl. try to mine, so the difficulty will go up. For me that means my payouts with genesis shrink! The profit for a 2 yr. contract will be good, definitely better than a bank therefore why not own the GPU's and have someone maintain them for you !? The last around 15yrs. why would I rent them for 2 years if I can own them for the same money and have them maintained for a small fee, also you can mine anything on them with one click you can switch what u mine with it! If you want some alternative that gets you break even in the same time but let's you keep your GPU until it breaks send me a message, I am not posting a ref link here cos really noone will click it anyway... were talking money here not a 20$ protein shake;)