These programmes are attractive and offer you high returns? But before you put your money in, let me me change your mind. These programmes offer an variety of interests rates and compounding options ranging from 1-12%. Sure you can not listen to this advise and go ahead and invest but before you do, please diversify your investment in a few low-risk to medium-risk programmes so that if one goes down, you still have the other to reduce your losses. You want to spread your risk around and not put everything in one programme. ONLY invest if you can afford it. Donot invest blindly hoping for high returns for the long term, one programme that went down that incited people's anger was control finance. An HYIP offering you high returns. Generally, it is more risky if they hold your capital for long periods of time, but less risky if they hold it for a few weeks. PLEASE have an excel spreadsheet and calculate your profits. You want to invest and hold until you get your capital back then from there onwards it is your profit, you can choose to reinvest and let it compound or just gain profits at an fix rate. Depending on how much trust you have on the programme for it to last. I wish you an safe journey in investing in these high risk programmers, a good trader is a good risk manager. Before you invest do some research and read up on how others think of it. Without taking risks how can there be large profits to be gained? this is essentially an different form of gambling, just lower risk. Please be wise with your hard-earned cash and know what you are putting it into. Good Luck.