“At least” Rs 10k per month for a Rs 3 Lakh investments????
Out of all conventional Asset classes, Only Equity investments can possibly give you those returns. But to expect it for sure would be foolhardy.
i would suggest that you taper down your expectations. invest systematically into equity through mutual funds (if you are not an expert).
A 15% return over long term is a very good return.
I would suggest you to go for an investment plan which will help you in wealth accumulation and give some regular return.
For wealth accumulation investing in equity will be the best option as it less risky and grows decently well overtime if money is invested in right stocks.
For Regular return you must go for currencies market which moderate risky and gives decent return of 5–10% per quarter.
Now to investment in equity to need to follow companies performance and future plans and growth expectations
For currencies you have to follow global market news completely and technical knowledge (Graphs) of currencies is must.
To enable yourself to invest you have to open a trading and demat account and start trading.
Believe me its easy to make money in stock market and currencies market but you have to learn and spend time in the market and regular follow-up is a must. It is just like any other profession so don’t take market as your part time work or hobby.