I had left the company that offered the IRA, so I just did a rollover. Not sure if you can do that if you're still with them. Talk to an Ameritrade rep.

I probably have 20-30% of my liquid net worth in crypto right now, but I have student loans and mortgage that dwarfs that. My spouse has safer investments, so I'm hedged in that way.

My 5 year plan is to build that crypto capital and either be trading or working in blockchain tech full time. I think there is still plenty of opportunity to build generational-wealth as we saw in the growth of the internet.