I too live in the PNW. I bought at 6 speed Nissan Spectra Spec V Twin Turbo on coil overs with 2 12'' kickers in the back. Not realizing at the time, the o rings in the engine where blown causing to have 2 qourts of oil a day to pop out the exhaust. Then trading it in for a kia spehia, This car was a headach. lots of electrical problems and shitty brakes that caused me to get into a crash. $170 a month for 2 years was what i was paying for a car that has been through a flood and is in no condition to be driven. Car companies will do anything they can to fuck you over in my case 3 times with three cars.

i agree that you should just buy cash in hand. you will never regret it.