I have been doing this for a year, but with lower amounts, I was depositing money from 100€ up to 4000€, so I gradually made ~270€. Last month I deposited 5500€ and I made 48.31€ last month, which is roughly 11% APR, I guess that percentage on this screenshot isn't too far off. Gonna start pushing it harder now. All loans have a buyback guarantee.
I have started noticing recently a decline in the interests. It's hard to get a 12% APR these days. But other platforms aren't even close to how much diversification and loans Mintos offers.
If you guys know any good P2P platforms outside of Latvia that can offer buyback loans, I would be very much interested, let me know in the comments.
I'd like to get out of Latvia, too many platforms are located there and it's just not diversified. Russia might invade Latvia tomorrow, since they have no army either last time I checked... just saying