If you are entering the markets when the economy has completely changed from the last decades plural is a wrong decision in my opinion. We are absolutely in a bear Market currently and in a rising interest rate Market. Haven't seen that for very very many years. So what you might want to do is learn by paper trading for the next number of months. At some point the market will find its bottom and turn north back into a bull. You would then put money into things because that's going to be the beginning of the next explosion. A new person will get buried in my opinion in a bear Market when you don't know what you're doing.