*** Supposedly, while fasting this time, society could save expenses. Because, we from the morning until the afternoon of fasting aka not eating and drinking. Logically, the allocation of the allowance and the cost of meals during the month of fasting. However, that happened in Indonesia society in General is much different. During the month of Ramadan, thus kebutuh the community, financial transaction activity increased. Need extra income to keep it broken. Not to mention spending time welcoming feast of Idul Fitri holiday that should be anticipated.***
In addition to the need to provide special cuisine, you should also get ready to allocate funds THR to relatives. Need special strategy in managing finances when Ramadan and welcome the Idul fitri holiday Here are some strategies that you can use.
1. prepare a special budget breaking.
Usually when the fasting bebuka Ramdhan invitation line. When ' free ' is not hell, but if paid, you need to be selective, not to excess. Prepare from scratch, what percentage or how the money will be used for breaking the fast.
2. Shopping without emotions.
The lure of discounts on the stroke Widths are definitely on the rise. So too the temptation food shopping is good for breaking itself or the family. One of the ways to reduce the emotional shopping is to depart with a list that is already made, and not hungry.
3. Calculate the needs, not desires.
Breaking the fast at home with the family with a simple menu thus will be more meaningful and cheaper in the bag. New gadgets are also not necessarily need you buy just because you will go to the hometown.
4. use the features of financial transactions.
One of the tips to control spending is utilizing the banking facilities. Do not carry a lot of cash when shopping. Save your cash in the bank and make use of the facilities and its features. Moreover Banking currently has many of the features of financial transactions to support the various activities of the transaction. One national banking that could serve all the needs of the customer transaction is bank bjb. BJB Bank has a superior product-based technology namely bjb digi.
Need special strategy in managing finances when Ramadan and Lebaran welcome.
Senior Vice President Corporate Secretary of the Bank BJB, judge Putratama, BJB DIGI, an integrated electronic banking applications on Android-based smartphone OS, iOS, and BBOS. bjb DIGI is actually a rebranding of the various services that are already available in Bank bjb before. Therefore, the client can feel the benefits easily, quickly, safely, comfortably, and with just a touch of a finger.
5. Set aside a reserve fund for after lebaran.
Don't forget there are still normal life after the Idul Fitri holiday. Let alone the sudha have kids at school. After lebaran there are other needs that have to be prepared. You have to set aside a portion of earnings to the Fund after the Idul fitri holiday. Do not till the time you get home from a family get-together, we even ran out of money because it did not have any preparation. You can save this money in the bank where You are saving and discipline yourself not to use his ATM.