We can never really know when the bubble will pop except in hind sight. How much are you betting that crypto is not only going to keep going up but take over the way we trade, the way communities interact. I know most of the generation today are sick of how the world is being run, and armed with information and being able to see change this accessible I don't think Crypto future is in real danger.
The only Danger I see is thinking that there isn't something around the corner that is better then ripple. It is still early in the game and I think the reason why governments haven't really jumped on the ship is because the want to see if it is going to sink, or they are waiting for the right ship. Until then I will be betting with it and using cryptos to engage with the community more.
RE: WHY RIPPLE IS THE FUTURE OF MONEY