Definitely an important topic to talk about Hive account@exyle! Would you say financial freedom is the same thing as financial independence?

I've calculated that to be financially free and have a netto month income of €2.000 per month, you basically only need €625.000 invested in World Index Trackers with the assumption of 7% return per year. This way, you wouldn't have to touch your principal amount, which is key to financial independence!

For the last 90 years, this has been the average return on the stock market (dividends + price increase) and should be doable (although I would wait out the upcoming crash/correction on the stock market before putting money in). I am not even talking about investing in crypto, which currently seems to have much higher returns ;-)

Personally I am aiming for a combination of investments in crypto, index trackers and real estate.

Of course that €2.000 netto is only enough for 1 person. When you are with 2 people, you need approximately a little bit less than €1.000.000 (and not talking about potential costs of having kids of course).

I believe this is actually quite doable and achievable if you don't spend too much money on consumer goods. And here I am talking about 'retirement' in The Netherlands. If you retire in South-East Asia, you need a lot less and can be financially free much earlier.

Btw, great move of cancelling that contract with the big client. Must give you a lot more freedom and a good feeling of not having to be on call 24/7. I am curious how you feel when you cancelled the last one of those 24/7 contracts, must be amazing!

Keep up the good work!