So I was booking a trip on Expedia, and I saw something strange, I could pay for the whole vacation outright. The flight and hotel or I could pay monthly payments of 125 a month.... for who knows how long.
Why pay outright when you could easily do payments?
These days debt is in style, and style is important. You need to live up to the standards of everyone else. By getting in debt not only can you have more of what you want RIGHt now, but you can show the status you've always dreamed of. You'll look richer than you are.
Buy What You Can't Afford
When I bought my computer, they tried to hook me up with financing, when I booked my trip again, financing.
When you want things, You should always buy them with financing. It's the stylish way of obtaining what you want. This is advice I could use, I worked my butt off saving for my computer, the trip and now possibly a car. I could of made my life easier by doing financing, I mean everyone loves those extra fees they pile on. Paying interest is one of my most favorite things. It's like flushing money down the toilet. It's pointless but still so much fun.
When you get what you can't afford, you don't have to look like some loser that had to save their money. Instead, you can have what you want effortlessly. This will make more people want to hang around you and be your friend. Because you aren't afraid to spend lots of money.
Only Have One Bank Account
When you only have one bank account, you are less likely to save your money. Because everytime you login to your banking website they will tell you exactly how much money you have.
Some people make separate accounts for savings, And some people even go to a different bank. This allows them to "hide" some of their money from themselves. Which is a stupid idea! You should always SPEND ALL OF YOUR MONEY! When you spend it all, you have nice things. There's no point in saving money when you can just take out loans. And be in debt. So always keep all of your money in one account!
Conclusion
If you don't have ten credit cards and tons of loans and monthly payments you are failing in life. That's the new way of living, lots of debt. And living paycheck to paycheck. Why delay happiness when you can have everything you want now.