You are the sum total of the choices and decisions you mame everyday. And as much as you might not line to acknowledge it,what you do or don't do everyday will determine the overall result and outcome of your life. Your life's experience is a function of your choices.
For example, if you are in a great shape health wise, it is because you chose that. You exercised,ate the right food and had a lot of time for sleep. On the other hand, if your doctor has diagnosed you with a disease,it is because you took junks,overate the wrong stuffs,did not exercise and probably had some bad habits.
A smoker who has got cancer in his lungs has come to have such an experience because he chose and decided to lit that cigar. And as he did that for years,it weakened his lungs. Same with the guy who is broke. He most probably doesn't have a budget,has little money coming in, spends beyond his income and has some liabilities. See that? He,whether consciously or unconsciously, decided to be poor,by his everyday choices.
So therefore it is up to each and everyone of us to decide what we want to be,the kind of life we want to live, and choose to take steps EVERYDAY towards that goal. It is not enough to want to be great,rich,successful, healthy or spiritual, the question is: do your everyday choices reflect your decision to be so? I wish that, for you, they do.