Your time and capital is one of the most important tools you can use to succeed. How your life turns out depends on the way you use your time and capital, if you use them well you succeed, if you don't you fail.
You can never use your time and capital well without budget and schedule. You have to really be conscious on how you spend your time and money. The little things you do with your time is what make the big difference, that is why you must intentionally plan yourself with time and capital if you really want to go far in life.
Allocation of your time and capital is your main job in life.