I don't agree with some of your points of life.

1)Usually if you tell someone like your family about a goal , this puts more pressure on you to complete it .

1. rest is something that your body and mind needs, if you don't sleep well for a long period of time your body will tell you.

2. money will take stress away from you to a degree but it also brings greed for power, I do agree here.

3. Nowadays there is a great amount of people all over the world in their 50 to 65 that are overly stress, with no savings and nothing to show to retire on. As I remembered I started getting stressed out as soon as I was turning 40 , before that I was a party don't give a shit about my future kind of guy.

4. If a person is afraid to be happy then he or she has a screw loose. We always try to be happy and positive no matter what, being happy and positive brings in a better lifestyle.