Broke and striving.

With the current economy situation you will agree with me that having savings is out of the picture. But honestly there are many benefits of having a saving.

I don't have much but I try so hard to be prudent in my spending and how I manage myself and my income.these are ways I try to cut cost and save little.
Before I buy an expensive item, I usually question myself to know if it's really necessary and if I can do without it.
And something instead of buying new items, I buy goods that are on sales and fairly used items. They help me save some little money.
I am not impulsive, I take my time before buying anything.
I eat what I cook, I don't always eat out. I buy all my ingredients and food stuff to prepare my meal myself.

I try as much as possible to avoid borrowing, taking a loan scares the sh*t out of me, I would have a restless night thinking about how to pay. The worst is if I see the person I took the loan from .... My blood pressure will increase.

So to be a good saver, you must learn to manage your money .