Everyone borrows all the time, we take out Mortgages, car loans and even productions. Whenever you believe in your dream you do everything in your power to make sure it gets done. Even if your dream is owning a house, a car or even making a movie. Not once did he say follow me and do what I did he only shared his story. Yes borrowing is bad when you are not responsible but that is why you earn trust even if its in form of a credit score or even word of mouth.