I am hesitant to say much about Wire because I will be accused of shilling for a coin. Wire can be sent over all the social platforms for almost nothing in fees. The problem is it is only on one exchange at the moment so it lacks liquidity. Facebook Libra could possibly wipe it out so it is not without risk. It is so cheap you can try ot to familiarize yourself with masternodes without committing a lot of money. Dash for example costs a fortune to get just one node. To read more you can go to Airwire platform to see what it is about. If it catches on it will be great but it is a long shot.