Short answer: It is not.
Mandatory meme answer:
Long answer:
I am a curious-skeptic by nature, so, when I hear a buzz I tend to read up about it. However, I hold reservations about jumping in. It's a mildly uncomfortable battle between curious part of the brain v/s the skeptic. Everyday there's a new gizmo, console, and what not gets launched. People start talking about it on social media and even before product adoption reaches it's tipping point, social media is already flooded with posts and tweets and snaps!
Point to note here is, when people start talking about the "new" stuff on the market, the overall sentiment gets scored highly when more people get involved, even though they have not actually touched the product. I keep talking about products because it is so tightly analogous to what happened with Bitcoin. Folks in the dark web knew the potential of anonymity and it had been a niche market for Bitcoin for most part of it's existence, but with the slightest hint of it being mainstream and the prices went to mars. I wonder what % of the people have actually traded bitcoins v/s the people that tweet and make YouTube videos about it.
With the skyrocketed prices, alt coins started to build up on the platform and many of us jumped in for quick gains. Terms that never existed have become frequently used jargon. Seriously, ICO's?! Ah c'mon!
Quick gains with crypto currencies can be extremely lucrative, if it is coupled with research about technology and market potential of the coin. One might consider doing a SWOT analysis, technical analysis and trending of the coin before rolling the metaphorical dice.
Crypto or regular, it's real money people.. so couple that investment with due diligence and it will pave the way to your financial secure retirement.
"Only when the tide goes out do you discover who's been swimming naked." - Warren Buffet
Peace!