This is a lending platform which ICO starts on 22nd of January. I do not really trust the lending platforms because it is usually unsustainable and I would say that this one is as well but in many platforms you can make profit just by hodling the token by itself.
First few waves start at 0.35$ per token and it ends at 2.67$. If you wait another month or so when it gets listed on some exchanges you are looking for really nice profit without locking any of your money anywhere.
It is just an advice but I personally see in these new lending ICOS high profit but they have to be talked about and promoted b youtubers. You just wait for it to get pumped a bit take out 10x profit leave some coins in case it goes much higher but when it crashes you do not care at all.
If you have some similar icos it does not have to be just lending platforms let me know.
https://monetizecoin.io/5a5bb040b9c84