using bitcoin is scarey to many people! There are going to be new steemit users who only use steem as their ONLY cryptocurrency Many users here can confirm that they still have nevee used bitcoin or ethereum and only use steem!
For many of us who already have a BitPay debit card, we are ahead of the curve! We should still remind beginners here that they need to order a bitpay debit card ASAP from http://www.bitpay.com/card and to just spend the $10 one time fee to get a card with their name made and sent to them in the mail! Once you have this card, everything else is extremely easy AND only takes minutes to convert Steem or SBD to BTC to then convert to USD and then cash!
(if you are not in the US you can try toe Monaco Card or just Google a Bitcoin Debit card that works in your country! )
And now it should be more obvious, once you understand BitPay debit cards, how easy it really get a debit card, and load it with cash (or bitcoin! and when u see how easy u can convert steem/SBD to bitcoin, it all makes sense!) You just need someone who can buy those prepaid debit card reloads or access to a 7/11 or CVS or liquor store that sells them OR their own debit card and bank account with debit card to buy a reload online!! It took ME a while to realize all of this too! And of course people just let each other take the more expensive route and get jobs taking tolls! (ok metaphor? ) Remember those American Express Serv Cards that offer free serv card to serv card transfer of money? That could come in handy!
So don't be ashamed of not understanding something as popular and well known as a debit card, but the debit card and prepaid system has been around longer than bitcoin and is well established, but bitcoin will replace it and one day we wont need any plastic card but until then we should be as integrated as we can with the current system that allows money to change hands digitally! honestly its just a matter of having cash to reload prepaid debit cards and Bitcoin is cash!
And so loading a debit card with cash should be simple and easy! Anyone can do it at any 711 or CVS an it seems every corner store now sells prepaid debit cards! And now with this new Shapeshift API to reload debit cards its now possible to Load a debit card with altcoins! the shapeshift APi sells the altcoins for bitcoins and then sells the bitcoins for dollars, giving you digital dollars, hehehe ironic, but still useful! Funny how many scams there are with prepaid cards! And we all are aware that credit card numbers are stolen and used everyday! Identity thieves literally look for people who spend so much money on so many small purchases that they wont notice a few dollars here or there, and they steal a few dollars a day from thousands of people! Funnel the money from prepaid to prepaid!
(Notice that this is just a blank card probably has no magnetic strip, but its the future! Just has your deposit address on it! Anyone can make this if you just have a bitcoin wallet! But This should be combined WITh the real working debit card LIKE a bitpay debit card! Your bitpay bitcoin deposit address should be printed on the bitpay card with the QR code on the card too so even if your phone is out of batteries you could always receive payments or let someone scan your address etc!
People even launder money this way even! But just because you CAN use this for bad doesn't mean we should just ban it all outright! You cant ban prepaid debit cards! You just cant! Not everyone has a bank account! Steemit replaces even bitcoins power and with this possible new service I have proposed to have Localaltcoins.co and have a localaltcoin website to allow people to buy and sell Ethereum! Ethereum will overtake bitcoin soon and we should get read with ethereum to steem markets like poloniex already has!
And EOS will allow steemit to do things ethereum can do, right? Possibly? Or at least we all can hope for EOS steemit integration as I feel theres alot of EOS people here?
We should all be thinking of ways to mix ethereum and steemit!
(I am sure most LocalBitcoin Dealers who are SMART will just sell ethereum and litecoin and steem and offer to buy and sell all altcoins if they are going to buy and sell bitcoin! Why not do them all? I just met a new local bitcoin dealer who gives e bitcoins at FIVE percent! Thats it! any amount! and when its under five hundred dollars its a flat $25 rate! and converting bitcoin to altcoins or altcoins to bitcoin is a usually just simple .15% to .25% fee on bittrex or poloniex! But now with shapeshift is even better and cheaper and faster and we can build a whole steemit debit card program!
We could even make our own blank prepaid debit cards and get a letter imprinter an imprint someones name onthe cards and everything! OR just have someone buy a prepaid GreenDot type card that gets sent to the for five bucks an we just load up their greendot or ANY prepaid debit card they already have!
We can reload ANY debit card with this program! So we can build a private system to make it even MORE user friendly and just allow people to send steem and type in their card number and it will reload it for them when they send us steem or SBD!
Its all here on the shapeshift blog! i just google searched "Load debit cards bitcoin" and BOOm found this!
https://info.shapeshift.io/blog/2015/11/25/load-prepaid-debit-card-or-bank-card-35-cryptocurrencies
Just look at this amazing service!
"Just another happy ShapeShift API integrator! Load Debit Card is a debit card loading platform that allows users to load any prepaid debit card or bank card in the world using 35+ cryptocurrencies. Not a bad way to use your altcoins to load debit cards that can be given as gifts to friends and family this holiday season!
Load Debit Card boasts as the first and only debit card loading platform in the world to implement fully API system integration with the ShapeShift API. The website can load just about any Visa or Mastercard on the planet (THE PLANET). The Company can load:
Cards issued from your local bank, we can load Visa logo cards, Mastercard logo cards, reloadable prepaid debit cards, mango money reloadable prepaid debit cards, and just about any other prepaid reloadable debit card that has a Visa or Mastercard logo worldwide.
We are pretty excited to see this integration in action! Learn more about how you can load your cards on their site with any of the altcoins ShapeShift supports HERE."
WOW I was thinking it, and I searched it, an I found that it already haopeninG!
Now that shapeshift has steem u can load any debit card with altcoins! EVen your bank ATm card! Any visa or mastercard!
Steem is almost inthe toop 10! Its under bytecoin at #13!!! Look at our marketcap for crypto currency!
Its 111 Billion now! five days later! At this rate we will be in the trillions by next year, and steem over half a billion! steem marketcap will be in the hundreds of billions as will ethereum because guess what? Facebook and AMazon are 200 and 400 BILLION dollar companies! You really think these crypto currencie and their infrastructures arent as valuable if not MORE? money is VERY valuable oon its own as a tool! It has power and a mystique!! And you can use large amounts of money to motivate humans to do all sorts of amazing things! yes the Money itself is valuable, not just a store of value, and bitcoinand steem change ALL of that!
and yes financial markets HAVE values themselves! Total Business Wealth is estimateed inthe 200 to 300 TRILLION dollar range for the whole earth, and then QUADRILLONS its the deriavtives markets! But those will default and deflate, and people will get screwed, real estate large amounts of assets will change ownership but wars will be started to get shit back when people get screwed over at very high levels! Gold will be seized, we will have another big financial collapse like in 2008 but it wont be that bad for us!
COULD YOU IMAGINE IF BITCOIN HAS BEEN AROUND DURING THE 2008 2008 FINANCIAL CRISIS!?!
Is Bitcoin a RESPONSE to that Crisis???
Imagine during the last minutes of the fiat paper dollar empire, its a few years from now and people are converting the last of their fiat money into crypto, the crypto markets are in the trillions of dollars! Noone has ever seenthis much wealth concentrated into one handful of assets like this, especially because its all public, and fully auditable, people can see how many bitcoins or ethereums there are in existence unlike with paper dollars theres no way to know! Or Gold! Just estimates!
But with crypto you know exactly how much there is an that is a HUGE benefit! It brings alot of stability more than youd think! What cryptocurrency STABLE? haha YES the price HAS gone UP overall so look bitcoin may seem volatile but who cares if it goes up or down in the 100 to 1000 range if you bought it at $10! as long as that bitcoin is worth more than$10 US paper dollars, then you accomplished your goal of RETAINING the value of those 10 dollars! Those same ten dollars will be worth alot less due to inflation! And bitcoin beats inflation AND it beats the stock markets! Its increase is just a bonus!
The whole point of using bitcoin is just too use it like a bank account, an just have your money in ANOTHER form! its notr investing i tell people its not like buying stocks because you cant use stocks as money, its like BUYING a NEW better form of money! its like buying money with old money! Almost like trading dollars for yen or dollars for euros but there is no risk with buying bitcoin or etherum or steem now! They will retain their value!! How could they go DOWN in value after all of this work and effort and PEOPLE being invested in it just for the POLITICAL reasons!
hahah our little measly purchases for drones and drugs and whatever other crap we all order off amazon, well our transactions with bitcoin and ethereum and Steem SBD all showed the business world what we were made of, an dont be surprised when a company just joins steem for the EASE OF USE of steemit and the steem blockchain!! Because getting a business setup with bitcoin is super difficult! And its actually IMPOSSIBLE at the moment to run an online store with a cart that uses just bitcoin!
The transaction fees are just too high and slow thanks to greedy assholes over at Bitmain so lets exploit this crisitunity and promote steem and steemit as a way for a business to connect with users AND sell to them AND to promote products and have an online store using posts and comments as listings that they can even make extra money off!!! Imagine if an Ebay listing could make money just from the post itself and ths comments people left to ask questions about the product etc!
(Here is an example from 
https://steemit.com/marketplace/@msutyler/announcement-steemmarket-introducing-a-marketplace-to-buy-sell-and-rent-goods-and-services-with-steem
I can see a massive future for steemit and online retailers especially when we have a built in steemit store that showed up in your profile or maybe we can just link to a special separate steemit store someone can build to be a sort of add on ChainBB or steepshot, we desperately need a sort of online retail marketplace withinsteemit so any account can list stuff for sale as a post but keep the posts listings organized in their "store" section
And ethereum is even more intimidating as just the word smart contract confuses people and even the ethereum addresses SCARE people! And sure ethereums many applications will become very user friendly and so far myetherwalllet is very nice and being able to store EC20 tokens in any ethereum wallet is an incredible advantage for ethereum based statups which use the EC20 tokens! People are much more likely to buy if they can use their existing ether wallet!
EVen BitWala offers a ebit card service with an easy to use steem reload but now here is another way you can do it!
https://steemit.com/steemit/@teambitwala/bitwala-is-now-accepting-steem
And here is a great article from 
https://steemit.com/steemit/@dvaryani/steemit-debit-card-please-suggest
So just make sure any newcomers know that if they needed to they could both pay for steem with debt card, or they can sell their steem, and have money go onto a debit card! We should all be doing bitcoin for cash or prepaid debit cards and AVOIDING coinbase and bank accounts to AVOID the IRS!
(Begin my passionate angry IRS rant)
Avoid IRS by avoiding Coinbase & Bank accounts! Whats the POINT of us using our OWN system if we just beg for the criminals who owned the LAST system to steal from us?!?! taxation is theft period. Schools and Bridges can be built and are built from government loans and tarrifs, we need to conduct civil disobedience by just making sure there is nothing to report! Its our bitcoin its our cash its not theirs to tax!
You can totally avoid taxes, dont you know that darknet drug dealers dont ever pay thee IRS? haha I use that example and its almost as good as my answer to fools who try and tell me bitcoin is what drug dealers child pornographers and criminals use, and I tell them they also use the US dollar, terrorists use US dollars, should we not use money because bad people use money? Its basically the same argument with gun control, but now we can build our own guns with Polymer80 Jigs or order guns n the darknet with Monero! Sorry for getting political here I dont want anyone getting in trouble for not paying taxes but hey when I even make enough to pay I will explain how If I dont Cash Out and keeep all my money in steempower there is nothing TO py, what are you saying I will have to power down very year and pay the IRS like 30 percent of the money in my steemit account? and then what do I have to send the IRS steem?
Or are they forcing me to sell it on the open market at an exchange now?!?! hat happens if the exchange rips me off? Do I still have to pay? What if i get a bad price while I exchange the steem? is it still capital gains See how ridiculous this can become? Crypto profit is still crypto 1 bitcoin is still 1 bitcoin just because the US dollar is collapsing in value an all fiat paper is less and less valuable every year doesn't mean I have to pay the IRS hah AND this is our chance for mass civil disobedience!We should ALl refuse to pay! they can NEVER take down the steem blockchain! ChainBB just added ability to claim rewards! Sending and receiving steem even if steemit.com is down is totally possible even right no without any changes! WE WIN!
(End IRS rant)
