Hello, Steemians,
Today I decided to give you a peace of usefull information on how to easily manage your monthly budget so that you won't have to live from one monthly salary to another feeling anxious and counting coins in your pocket, let's say.
There is a method I learned about in recently taken classes called "Discover Yourself". On particular lecture was on managing your budget and I personally think it might be very usefull to all of us, as well.
First you need to divide your salary in 6 unequal sums and put them into separate glas jars, for example.
First one (the 55% ) will be used for utility bills, food and fuel if you own a car or bus tickets if you use public transportation.
Second sum of money (10%) will be used for entertainment and going out (includes wine, pizza, bike rental, cinema and so on)
Third sum (10%) will make you money be itself, but you have to invest them wisely, for example, you can buy silver, gold or bitcoins. The sum you earn back on top of your investment, might be used to fund your everyday needs.
4th part of your salary (10%) should be used for your professional and personal growth, which includes buying usefull CD's, books, attending seminars and so on.
5th sum (10%) will be used as your personal reserved funds, which could be used to buy larger purchases over time (a new PC, or a cellphone)
The last sum (10%) goes to charity and wellfare, because it's believed to attract good carma:)
I really home that this little article will be usefull for you guys!!
