Banks vs Credit Union - Where should I keep my money?

Where should I keep my money? Are Banks or Credit Unions better for a standard checking & savings account? I'm here to explain my personal choice (I've used both)...

I personally believe that if you are a Business or an Individual that has more than 20k per month flowing through your account on a monthly basis, you should use a Bank. If you are an individual that has less than $20,000 flowing through your account on a monthly basis, I think you should join a credit union!

I personally use BECU in Seattle, WA.

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