Having to manage budgets often short is a real headache. Learn how to make more and better day of rest spending less
Came the holidays, long desired and, most likely, already only thinks about the days that will go on the beach without remembering the employment stress or eternal financial crisis. For the pause time is pure relaxation, it is important that is not every minute to think about the money you are spending and see your account balance approaching vertiginous from scratch.
For this it is important to schedule the vacation according to the available budget and make smart choices to help you with less, get more.
Calculate the available budget
Before setting the holiday program try to find out how much money you have to spend. "You should use an amount that will allow you to have relaxing holiday without jeopardizing the balance of the family budget, advise. If you have received a part of holiday pay in wages diluted (twelfths), can only rely on this amount if you have been booked for the holidays.
also subtract the portion you want to use to pay for expenses such as annual insurance. It reserved the entire subsidy for the holidays, know that ten percent of this amount should be channeled into a savings, advise.
Accommodation
The time-consuming, almost always, the biggest slice of the budget of the holiday, along with the trip. "The greater the advance and planning, can save more, it will have time to compare deals and find ways to save and, in general, prices are lower.
If you did not have time to plan, explore the last minute deals. Between the apartment and the hotel, the decision depends on the number of people. If you are with children or a group of friends that you can cook almost always pays off.
If you choose a hotel and take children, pays not choose the full board. It will have a cost which will not have full advantage, since the children eat little. Some hotel chains have family vacation packages that children do not pay, some up to 12 years.
Travel
The choice between car and airplane is mostly related to the distance and the number of people who carries. For example, a low-cost air travel may be the best option but, from two people, it is more advantageous to drive, especially if you need transport to move between the apartment and the beach.
Car rental in the vacation spot is always more expensive. Ideally, choose an accommodation near the beach and move on foot or by bike. Children up to two years free plane ticket and up to 12 years are entitled to a discount between 50 and 75 percent.
Within Europe there is a considerable supply of low-cost, but keep in mind that these flights often use, secondary airports. Inquire about the transport system that connects to your destination.
Intelligent luggage
If traveling by plane inquire about the size and weight to your suitcase should not pay excess baggage. It includes:
-Products of hygiene and beauty, including sunscreen that can leave much more expensive in the bathing areas
-Most common medications for pain and fever, nausea, diarrhea and mosquito bites
-A warm sweater to not be surprised by the cold or the rain
-Non-perishable foods like rice, pasta, flour, salt (if you want to cook) and more expensive when purchased in tourist regions
-Water. This is one of the most inflated products along the beaches. "If you have luggage space, buy one or two bottles before leaving," I recommend.
Money or card?
If you travel outside of your country, I advise to take "a small working capital to pay for small expenses." Regarding payments to the credit card typically requires less commission. However, "for greater control of expenditure, if possible choose to pay with debit card 'advise.
Withdrawals
Use the debit card and raise the money you need at once. "Every survey a fixed commission is applied, in the case of credit cards can be very heavy."
Exchange
If you travel outside, know that "trading is generally more advantageous in a destination currency exchange '.
Health insurance
A setback such as a disease or an accident can leave you quite expensive, especially if you are abroad. The purchase of the trip or stay, make sure your credit card has any health insurance associated.
If you are not covered by this solution, opt for a temporary health insurance, the price may be around $ 30, the most basic forms.
Accommodation
The accommodation is one of the most expensive plots, but also one in which you can save more. The low-cost options at your disposal include:
-Home exchange
It is a little explored possibility, but that can mean accommodation at zero cost. You can sign up (upon payment of a fee of around 50 euros) on sites like Intervac Home exchange.
-Camping
It is one of the cheapest options, promotes contact with nature and not even have to stay in a tent. You can opt for a bungalow or prefabricated. There are more and more parks with good safety and hygiene and infrastructure that allow you to cook.
Accounts that should (even) do before leaving
You know how much you can spend to not go to count the coins during the holidays? and do the math before leaving for the trip:
1- Determine the available budget.
2- Select a destination on the basis of this budget.
3- Subtract the price of the trip and stay.
4- Set aside a small amount for unnecessary expenses.
5- Divide the remainder by the number of vacation days.